I did say in the title... disjointed ramblings of an old lady...
Amendment 28
Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators or Representatives, and Congress shall make no law that applies to the Senators or Representatives that does not apply equally to the citizens of the United States .
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GOT YA!... There is no 28th Amendment... |
But I want to know the who, what, when, where, and why of Obamacare...
How is any average working American going to read and understand all of the BS to make an educated healthcare insurance choice.
We are doing the daily, making ends meet, paying bills and raising families so we are going to depend on the mis-information, half truths, propaganda and lies that are spun by 1) The media 2) The health care industry 3) The politicians that are promoting it. We are doing exactly what the government wants us to be doing...
But if you find time... (maybe bathroom reading material) here are the links to the full text and reconciliation.
I will warn you ahead of time, the certified reconciliation Act is 55 pages and the certified version of the affordable Care Act is 2409 pages.
Read the Full Text of the Affordable Care Act
- Full Text of the Affordable Care Act and Reconciliation Act (PDF – 2.6 MB)
- Certified Full-Text Version: Affordable Care Act (PDF – 4.27 MB)
- Certified Full-Text Version: Reconciliation Act (PDF – 282 KB)
Now when you are done reading that...
If you go to the Web site for the Federal Register and search "Affordable Care Act" you will find the following related articles by type:
- Rule 5,662
- Notice 3,282
- Proposed Rule 2,463
- Presidential Document 116
They want me to believe that healthcare will be affordable for everyone.
The following Quotes are from: (http://obamacarefacts.com/obamacare-health-insurance-exchange.php):
Quote: Part of the Affordable Care Act (ObamaCare) is focused on providing "affordable" health care. This means that those who can pay more do, but most of us will qualify for discounts to help pay for health insurance premiums. While most Americans will pay less, some will not. However, the Affordable Health Care Act doesn't promise "cheaper insurance for everyone." It promises "Affordable, quality health care for everyone."
I say, since all the rhetoric about Obamacare our insurance premium has increased close to $300.00 per month, on a policy we have had for 5 yrs. We now pay almost $800.00 a month for insurance that has a $5,000.00 deductible for each of us. Then pays 80/20 until an OOP (out of pocket) of $15,000.00. Oh, and neither one of us has any health issues or take any prescription medications. I have heard from people that are paying over twice this amount who do have health issues.
Two things occur to me, it appears that, they (it's always the infamous they) think we are part of the ones who can afford to pay more, and the insurance industry is already trying to subsidize this health care act. Maybe they know something we don't...
I can get health care coverage on an exchange.
Quote: If you make between $11,505 to $46,021 you can buy subsidized private insurance in the state-based online marketplaces. If you make less than $15,302 you may qualify for Medicaid.
You may qualify for discounts to help pay for premiums if your income is from $15,302 to $46,021 for an individual and $31,155 to $93,700 for a family of four.
Wait... read that again... if you make between $11,505 to $46,021 you can buy subsidized private insurance; and if you make less than $15,302 you may qualify for Medicaid. So which is it?!?!?! And, why, if I qualify for medicaid would I purchase the insurance...and what about families of two and three or five and six? Do I divide the family of four income or do I subtract the individual amount from the family of four and then divide by three and then add that back on to see what my income needs to be...
Lets see, then that is 93,700/4=24,425 then the individual amount of 46021+24425=70446 if I am at the top of the income bracket. Now how much of a discount will that give me? Crap I did it wrong... I need to take 93700-46021=47679 47679/3=15893 add that to the individual max amount of 46021+15893=61914 and that gets me a discount of how much?
Hang on there should be a note here somewhere about the paperwork reduction act and how much time this should take to figure out...
What if you don't get health insurance?
Quotes from: http://obamacarefacts.com/obamacare-individual-mandate.php
So now my government... the men and women who I have elected to office are telling me I have to get health insurance or they are going to fine me, and... they can't even tell me how much the fine is!Quote: The individual mandate goes into effect January 1st, 2014. The penalty will be applied to your taxable income for each month you don't have health insurance. The fee is 1% to 2.5% of your taxable income or a set amount, whichever is greater.
Wait, Wait, Wait a minute... here it is... it is not a fine, it is a "Tax".
• The "mandate" to have insurance is officially a tax as declared by the supreme court on June 28, 2012.Oh wait, or is it a "FEE"?
Your tax penalty (shared responsibility fee) for not having insurance is paid on your taxes at the end of the year. If your taxable income is below 133% of the FPL you are exempt from this tax.
2014 = $95 per person per year or 1% of your IncomeBut didn't it say I would be "Taxed" for each month I didn't have insurance and this says per year... Which is it?!?!? Okay, let's see if we can be exempt... to be exempt, the FPL (Federal poverty level) for an individual is $11,490 *133% = $15281.17
2015 = $325 per person per year or 2% of your Income
2016 = $695 per person per year or 2.5% of your Income
2017 = Tax Penalty will increase by the rate of inflation going forward, or 2.5% of your Income. The total penalty for the taxable year cannot exceed the national average of the annual premiums of a bronze-level health insurance plan offered through the health insurance marketplaces.
Hum, that amount seems awfully close to the threshold for medicaid.
This is only a fraction of what needs to be considered with individual healthcare insurance. We haven't even looked at what the changes in coverage will be and if you own your own business and have employees... good luck figuring that one out!
Maybe they should just shut down the government till we can all figure this out or better yet... we can all quit our jobs go on food stamps, medicaid, let the government support us and not worry about it.
My head hurts...
Here is some more fun with Everything pumpkin!
Pumpkin Stuffed with Everything Good
Ingredients
- 1 pumpkin, about 3 pounds
- Salt and freshly ground pepper
- 1/4 pound stale bread, thinly sliced and cut into 1/2-inch chunks
- 1/4 pound cheese, such as Gruyère, Emmenthal, cheddar, or a combination, cut into 1/2-inch chunks
- 2–4 garlic cloves (to taste), split, germ removed, and coarsely chopped
- 4 slices bacon, cooked until crisp, drained, and chopped (my addition)
- About 1/4 cup snipped fresh chives or sliced scallions (my addition)
- 1 tablespoon minced fresh thyme (my addition)
- About 1/3 cup heavy cream
- Pinch of freshly grated nutmeg
Preparation
Center a rack in the oven and preheat the oven to 350
degrees F. Line a baking sheet with a silicone baking mat or parchment,
or find a Dutch oven with a diameter that's just a tiny bit larger than
your pumpkin. If you bake the pumpkin in a casserole, it will keep its
shape, but it might stick to the casserole, so you'll have to serve it
from the pot—which is an appealingly homey way to serve it. If you bake
it on a baking sheet, you can present it freestanding, but maneuvering a
heavy stuffed pumpkin with a softened shell isn't so easy. However,
since I love the way the unencumbered pumpkin looks in the center of the
table, I've always taken my chances with the baked-on-a-sheet method,
and so far, I've been lucky.
Using a very sturdy knife—and caution—cut a cap out of
the top of the pumpkin (think Halloween Jack-o-Lantern). It's easiest to
work your knife around the top of the pumpkin at a 45-degree angle. You
want to cut off enough of the top to make it easy for you to work
inside the pumpkin. Clear away the seeds and strings from the cap and
from inside the pumpkin. Season the inside of the pumpkin generously
with salt and pepper, and put it on the baking sheet or in the pot.
Toss the bread, cheese, garlic, bacon, and herbs
together in a bowl. Season with pepper—you probably have enough salt
from the bacon and cheese, but taste to be sure—and pack the mix into
the pumpkin. The pumpkin should be well filled—you might have a little
too much filling, or you might need to add to it. Stir the cream with
the nutmeg and some salt and pepper and pour it into the pumpkin. Again,
you might have too much or too little—you don’t want the ingredients to
swim in cream, but you do want them nicely moistened. (It's hard to go
wrong here.)
Put the cap in place and bake the pumpkin for about 2
hours—check after 90 minutes—or until everything inside the pumpkin is
bubbling and the flesh of the pumpkin is tender enough to be pierced
easily with the tip of a knife. Because the pumpkin will have exuded
liquid, I like to remove the cap during the last 20 minutes or so, so
that the liquid can bake away and the top of the stuffing can brown a
little.
When the pumpkin is ready, carefully, very
carefully—it's heavy, hot, and wobbly—bring it to the table or transfer
it to a platter that you'll bring to the table.
Serving
You have a choice—you can either spoon out portions of the filling, making sure to get a generous amount of pumpkin into the spoonful, or you can dig into the pumpkin with a big spoon, pull the pumpkin meat into the filling, and then mix everything up. I'm a fan of the pull-and-mix option. Served in hearty portions followed by a salad, the pumpkin is a perfect cold-weather main course; served in generous spoonfuls, it's just right alongside the Thanksgiving turkey.
You have a choice—you can either spoon out portions of the filling, making sure to get a generous amount of pumpkin into the spoonful, or you can dig into the pumpkin with a big spoon, pull the pumpkin meat into the filling, and then mix everything up. I'm a fan of the pull-and-mix option. Served in hearty portions followed by a salad, the pumpkin is a perfect cold-weather main course; served in generous spoonfuls, it's just right alongside the Thanksgiving turkey.
Storing
It's really best to eat this as soon as it's ready. However, if you’ve got leftovers, you can scoop them out of the pumpkin, mix them up, cover, and chill them; reheat them the next day.
It's really best to eat this as soon as it's ready. However, if you’ve got leftovers, you can scoop them out of the pumpkin, mix them up, cover, and chill them; reheat them the next day.
Bonne Idée
There are many ways to vary this arts-and-crafts project. Instead of bread, I've filled the pumpkin with cooked rice—when it's baked, it's almost risotto-like. And, with either bread or rice, on different occasions I've added cooked spinach, kale, chard, or peas (the peas came straight from the freezer). I’ve made it without bacon (a wonderful vegetarian dish), and I’ve also made it and loved, loved, loved it with cooked sausage meat; cubes of ham are also a good idea. Nuts are a great addition, as are chunks of apple or pear or pieces of chestnut.
There are many ways to vary this arts-and-crafts project. Instead of bread, I've filled the pumpkin with cooked rice—when it's baked, it's almost risotto-like. And, with either bread or rice, on different occasions I've added cooked spinach, kale, chard, or peas (the peas came straight from the freezer). I’ve made it without bacon (a wonderful vegetarian dish), and I’ve also made it and loved, loved, loved it with cooked sausage meat; cubes of ham are also a good idea. Nuts are a great addition, as are chunks of apple or pear or pieces of chestnut.
Reprinted courtesy of Houghton Mifflin Harcourt, 2010.
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